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Monmouth County, NJ First-Time Home Buyer Program

The Monmouth County, NJ First Time Homebuyer Assistance Program is designed to provide financial assistance to low income families to purchase an affordable home in the form of a deferred payment second mortgage loan in an amount not to exceed $10,000 for down payment and closing costs (only).  

Learn More About the Program Here  >>


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Conventional 97 First-Time Buyer Program

Our Conventional 97 First-Time Buyer Program helps more families achieve the homeownership milestone with a 3% down payment, regardless of income levels or geographic location.

Learn More About The Program Here  >>


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FHA Down Payment Assistance Program 

Through NJ’s Housing and Mortgage Finance Agency, EHL is able to offer First Time homebuyers in NJ an FHA mortgage with a $10,000 grant for down payment and closing costs.*

Learn More About The Program Here  >>