High LTV Refinance Opportunities

Borrower Benefits:

  • Lower mortgage payments
  • Lower interest rates
  • Shorten loan term
  • Switch from ARM to fixed
  • PMI may be transferred or not required at all*

Features & Terms:

  • Streamlined documentation
  • Appraisals typically not required
  • All property types, including investment
  • The borrower must have made 12 payments on the loan being refinanced and it must not be a HARP loan
*If PMI exists on current loan, it must be transferred to a new loan. If no PMI exists, it may not be required.