Loan Programs

Because Mortgages Aren’t “One Size Fits All”

Home Renovation Loans

Renovation Loan

“I found a fixer-upper that I want to renovate.”

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conventional loans

 Conventional Loan

“I want a home loan option with excellent advantages for qualified borrowers.”

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FHA Loans

FHA Loan

“I want a low down payment.”

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VA Home Loans

VA Loan

“I’m a Military Veteran or am actively serving.”

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USDA Home Loans


“I want to live in a small town or rural area.”

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Jumbo Loans

Jumbo Loan

“I need a bigger loan for my dream home.”

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Reverse Mortgages

Reverse Mortgage

“I am 62 or older and I want to eliminate my monthly mortgage payment.”

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Fixed Rate Mortgage vs Adjustable Rate Mortgage

Fixed Rate VS. Adjustable Rate

“Which option is best for me?”

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Home Refinance Options

Refinance Options

“I would like to refinance my existing home loan.”


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first-time home buyer programs

First-Time Home Buyer Programs

"Explore Your Options Today!"

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Construction Loan Image - EHL

Construction Loans

“An easier way to finance your dream home.”


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energy efficient mortgage

Energy Efficient Mortgage

"Decrease carbon footprint and save money."

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Free First-Time Home Buyer eBook

Purchase a Home

First-Time Homebuyer Guide

Buying your first home is a big deal! It is exciting, but can feel overwhelming. At Emerald Home Loans, we want you to have a great experience. So we created this First-Time Homebuyers Guide to help you prepare and navigate the entire process, from pre-approval to closing and beyond.