Refinance I Emerald Home Loans

Home Refinancing

Refinance your current mortgage without the hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinance process works:

Complete our simple home refinance qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs

Refinance Programs

EHL's RefiNow Program

A cost saving refinance program for lower-income borrowers who may have been locked out before

Click here to see if you qualify for RefiNow

High-LTV Refinance Opportunities

A refinance program for homeowners with low or no equity.

Click here to learn more about High-LTV Refinancing.

Cash-Out Refinance

If your longing for a new kitchen, and updated bathroom, or need an addition for a growing family, you might consider one of EHL’s many renovation programs, but a cash-out refinance might be a better solution.

Renovation Loans are not the only option when it comes to home repair and upgrades.

Click here to learn more about Cash-Out Refinancing.

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.